Eastern Shore

Local insight for waterfront and seasonal plays

From Chestertown and Easton to Cambridge, Salisbury, and Ocean City, we provide capital for water-adjacent rehabs, seasonal STR conversions, and small-town infill—transactions that benefit from local insight and timely execution.

Aerial view of Ocean City Maryland with high-rise buildings lining the shore, sandy beach, ocean waves, and inland waters with residential neighborhoods and marshes.

What “fast to close” looks like here

We move quickly once title is clear and your scope, budget, and ARV comps are in place. We understand coastal considerations (e.g., flood certifications, permits) and keep draws aligned to your milestones so seasonality doesn’t cost you revenue.

Typical loan scenarios

• Waterfront/near-water rehabs and value-add STRs

• Bridge loans for quick takes on listed or off-market deals

• Cosmetic-to-heavy fix & flip with clear value-add

How we underwrite

Asset + exit focused, up to 65% of ARV or up to 85% LTC, with flexible draws and no prepayment penalties.

Contact us via our website or call us today to get your next project moving.

Funded loans

Loans we've funded in the Eastern Shore

From Queen Anne's County to the Lower Shore, here are the loans we've funded across the Bay.

  • Queen Anne's County, MD

    Single-family home

    $250K–$400K2026

  • Queen Anne's County, MD

    Land

    $250K–$400K2025

  • Queen Anne's County, MD

    Residential property

    $150K–$250K2025

  • Queen Anne's County, MD

    Residential property

    $250K–$400K2025

  • Caroline County, MD

    Residential property

    $100K–$150K2025

  • Wicomico County, MD

    Residential property

    $150K–$250K2025

  • Wicomico County, MD

    Single-family home

    $150K–$250K2025

  • Salisbury, MD

    Single-family home

    $150K–$250K2024

See all funded projects →

The Eastern Shore

Loan amounts are shown as ranges and dates as years. Locations are general and details are left out so individual properties can't be identified. Past loans are not an offer of credit.