Fix-and-Flip Loans in Capitol Heights

Capitol Heights Fix and Flip Loans: What We See on the Ground

Inside-the-Beltway proximity and Metro access (Addison Road–Seat Pleasant) create steady buyer demand across Capitol Heights, Seat Pleasant, Coral Hills, and District Heights. We commonly see post-war single-family and townhome inventory where clean layouts, systems upgrades, and FHA-friendly finishes sell quickly. Along Central Ave and nearby corridors, speed matters—tight scopes and on-time draws keep you aligned with a fast-moving DC-adjacent market. We underwrite with those realities in mind.

Capitol Heights Fix and Flip Loans: Deal at a Glance

  • Max Leverage: Up to 65% of ARV

  • Term: 6–12 months, interest-only

  • Prepayment: No penalty

  • Collateral: 1–4 unit residential; small mixed-use case-by-case

  • Close Speed: As fast as title/appraisal readiness allows

Get Started Today

Local, boutique capital for Capitol Heights investors—delivered fast. We lend our own money, quote quickly, and structure draws so you can move from demo to market without delays.

Map of Capitol Heights and surrounding neighborhoods, showing streets, parks, landmarks, businesses, and transit stops.

Local Scenarios We Fund in Capitol Heights

Tight, DC-adjacent submarkets reward clean scopes, FHA-friendly finishes, and on-time draws. The three profiles below reflect what we most often fund in and around Capitol Heights, Seat Pleasant, Coral Hills, and District Heights. If your project looks different, we’ll tailor structure, draws, and timelines to your plan.

  • Inside-the-Beltway Townhome Turn – Paint, floors, kitchen/bath refresh → quick market turn near Metro

  • Ranch + Systems Upgrade – Roof/HVAC/electrical + interiors to match comps around Central Ave

  • Walkable SFH Refresh – Light exterior, curb appeal, and interior updates in Coral Hills/District Heights

Illustrative Funding Example (subject to underwriting)

A simple numbers stack to show how leverage and draws can look on a Capitol Heights flip. Final terms depend on your file (scope, comps, title, appraisal) and timeline.

Scenario A — Inside-the-Beltway Townhome Turn

  • Purchase: $345,000

  • Rehab: $95,000

  • ARV: $525,000

  • Max Loan (≈ 65% × ARV): $341,250

  • Structure: Interest-only; draws tied to milestones (first draw at closing when applicable); no prepay penalty

How We Fund (5 Steps)

Whether it’s your first or tenth flip, we keep the process simple and predictable. Complete packages get same-day soft quotes, and we can close as fast as title and appraisal allow. Draws are aligned to your rehab cadence so crews stay paid and timelines stay intact.

  1. Send address, photos, purchase, rehab, ARV, timeline, experience

  2. Same-day soft quote on complete packages

  3. Underwrite & issue term sheet

  4. Close with title (first draw at closing when applicable)

  5. Inspections → draws → list or refi (BRRRR)

Eligibility & What to Send

A clean file speeds everything up. Share the items below and we’ll validate comps, confirm the scope, and move you from quote to close without surprises.

  • Contract or payoff; rehab budget & scope; timeline

  • Photos or quick walkthrough video link

  • ARV comps (we’ll validate)

  • Entity docs & ID; insurance binder before closing

FAQS | Capitol Heights Fix-and-Flip Loans

  • Same-day soft quotes with complete info; closings can be expedited when title/appraisal are ready.

  • Yes, case-by-case. HOA/condo documents and resale packages may affect timing and structure.

  • For fix-and-flip, we can consider light/no score if the deal is strong and experience is demonstrated.

  • Deal-dependent. Request a term sheet for your specific purchase, rehab, ARV, and timeline.

Ready to Run the Numbers?

Tell us the basics of your deal and we’ll get right back to you with a same-day soft quote, a sanity check on ARV, and a clear path to close. We’re a Maryland-smart, relationship-driven lender: real people who pick up the phone, move quickly, and align capital to your scope and exit—not the other way around. Because decisions are made here (not “upstairs”), you get straight answers, predictable draws, and a partner who understands local timelines, neighborhoods, and what it actually takes to deliver a profitable flip or BRRRR in this market.

Contact us via the website or call today to get your next project moving.