Owings Mills Fix & Flip — $429,000 Funded
Quick Snapshot
Property: Single-family home (5 bed / 3 bath, ~4,225 sq ft) in Owings Mills, MD
Loan Amount: $429,000
Term: 6 months, interest-only payments, 1st mortgage
Leverage: 67% of ARV; borrower brought ~17% toward purchase
Scope: Cosmetic renovation on a vacant property
Plan / Exit: Rehab and sell (fix & flip)
These details are from our funded-deal record on Private Lender Link. Private Lender Link
The Story
An experienced investor brought us a clean cosmetic flip in Owings Mills. The numbers penciled: conservative leverage against ARV, clear scope, and a straightforward exit. We underwrote quickly and funded $429K on a 6-month, interest-only note so the borrower could get in, execute the rehab, and list for sale without financing friction.
Why We Liked It
Strong ARV coverage: 67% LTV to ARV keeps plenty of cushion.
Experienced operator: Track record of quality work and timely turns.
Cosmetic scope: Focused budget and predictable timeline.
Comp-supported exit: Clear path to resale in a suburban submarket.
How We Work
I lend my own capital and keep the process simple—no layers, no runaround. If you’ve got a fix-and-flip or BRRRR in MD/DC/VA that’s ready to move, send me a quick 6-line deal snapshot and I’ll turn terms around fast.
Want funding for your next deal?
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Purchase price
Rehab (one-sentence scope)
Exit (Flip / BRRRR)
ARV estimate + 1–2 comps
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