Owings Mills Fix & Flip — $429,000 Funded

Quick Snapshot

  • Property: Single-family home (5 bed / 3 bath, ~4,225 sq ft) in Owings Mills, MD

  • Loan Amount: $429,000

  • Term: 6 months, interest-only payments, 1st mortgage

  • Leverage: 67% of ARV; borrower brought ~17% toward purchase

  • Scope: Cosmetic renovation on a vacant property

  • Plan / Exit: Rehab and sell (fix & flip)
    These details are from our funded-deal record on Private Lender Link. Private Lender Link

The Story

An experienced investor brought us a clean cosmetic flip in Owings Mills. The numbers penciled: conservative leverage against ARV, clear scope, and a straightforward exit. We underwrote quickly and funded $429K on a 6-month, interest-only note so the borrower could get in, execute the rehab, and list for sale without financing friction.

Why We Liked It

  • Strong ARV coverage: 67% LTV to ARV keeps plenty of cushion.

  • Experienced operator: Track record of quality work and timely turns.

  • Cosmetic scope: Focused budget and predictable timeline.

  • Comp-supported exit: Clear path to resale in a suburban submarket.

How We Work

I lend my own capital and keep the process simple—no layers, no runaround. If you’ve got a fix-and-flip or BRRRR in MD/DC/VA that’s ready to move, send me a quick 6-line deal snapshot and I’ll turn terms around fast.

Want funding for your next deal?

Reply with:

  • Address

  • Purchase price

  • Rehab (one-sentence scope)

  • Exit (Flip / BRRRR)

  • ARV estimate + 1–2 comps

  • Timeline to close

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Baltimore Maryland 2-Unit Purchase & Rehab — $180,000 Funded